2024 AGENDA

Dean joined Phoenix Group in December 2023 with over 25 years of financial services experience in senior leadership roles.
He was previously Global Head of Solutions and Structuring at Barclays plc and European Head of Pensions and Insurance Structuring at Goldman Sachs. Dean was Managing Director at Goldman Sachs where spent 16 years and supported the development and distribution of investment, hedging and financing products to corporate and institutional clients globally.
Dean has a Mathematics degree from the University of Durham and is a qualified Chartered Accountant. 

At Phoenix, Dean is a member of the Executive Committee, and his roles and responsibilities include:
* Management and optimisation of the Group's capital, funding and liquidity strategies.
* Ownership and development of the Phoenix Group Internal Model and Matching Adjustment capabilities.
* Leading, managing and maintaining the Insurance, Liquidity and Capital Management policies for the Group.
* Owns the Group's ALM framework, hedging strategy and policy.
* Delivering Balance Sheet management actions.

Andrew is Director of Financial Risk at Just Group in the UK. He is responsible for the oversight of the Group’s management of market, liquidity, credit, insurance and strategic risks.

Andrew has been with Just Group for 4 years joining after 9 years at the Prudential Regulation Authority where he supported supervisors in assessing insurers management of financial and commercial risks. Prior to this Andrew held a series of management roles in Zurich Insurance Group across life and non-life.  At the PRA Andrew delivered liquidity risk assessments of firms. He supported the liquidity risk review for the Nov 2018 Financial Stability Report which identified risks to pension schemes which crystallised in Sept 2022.

Andrew has an MBA from London Business School where he focused on finance and strategy. He has also helped build nuclear submarines and is a born again biker.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

Julien manages the GI Risk and Capital proposition at Barnett Waddingham, supporting a range of general insurance clients in a variety of areas, including capital modelling and management, internal model validation, risk management, model use, Solvency II and process transformation projects.

He has over 17 years’ experience in the insurance industry, with the last 14 years being focused on developing and embedding internal capital models for business decision making. He is always keen to find innovative data visualisation and explore effective communication to tell powerful stories.

Bob Tyley is Head of Credit Risk in Hymans Robertson’s UK Insurance & Financial Services practice. He is an investment industry veteran with deep experience of global credit and interest rate markets. Having worked in the leading investment banks, insurance companies and consultancies, he has wide experience of implementing ESG, ALM, SAA, and IMV activities along with risk and capital modelling and optimisation for insurance companies.

 An area of particular focus currently is the impact of Solvency II UK Reform and its implications and challenges in enabling insurers to invest in a wider range of long-term productive assets.

 Bob is a Technical Specialist of the Institute of Risk Management and a Chartered Fellow of the Chartered Institute for Securities & Investment, as well as being a Fellow of the Royal Astronomical Society.

Bob is a Senior Policy Adviser in the Prudential Regulation Team at the Association of British Insurers (ABI).  He has been with the ABI for eight years, during which time his focus has been on the evolution of the Solvency II capital framework, and the on-going transition to the new Solvency UK regime.

Prior to joining the ABI, Bob worked in insurance supervision at the Financial Services Authority, and then at the Bank of England’s Prudential Regulation Authority.  Before joining the financial services industry, he had a career in printing and publishing.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

A Fellow of the Institute and Faculty of Actuaries (IFoA), Ankit brings years of consulting experience, with expertise spanning traditional life actuarial practices and transaction advisory services. His extensive experience across diverse markets in APAC and UK includes financial modelling, due diligence, M&A and insurance valuation. Ankit’s strong actuarial foundation and proven track record make him a valuable asset in delivering high-quality advisory solutions

Keith is the Managing Director, Head of EMEA and APAC for Clearwater. Prior to joining Clearwater, Keith held executive and senior leadership positions at several high growth technology companies including BlackRock, where he led the EMEA business development function for the “Aladdin” business.

Prior to BlackRock, Keith was a Managing Director at IHS Markit where he held a wide range of responsibilities and made significant contributions to the growth of several of the software and services businesses acquired by the firm, with an emphasis on investment management and expansion across EMEA and APAC.  Keith has over two decades of technology and data experience and has also held senior leadership roles at other prominent fintech companies, including Thomson Reuters, Tradeweb and FactSet.

While Keith is originally from Chicago, he relocated to the UK in 2008 and is now a British citizen. He brings a unique perspective and understanding of international markets to Clearwater. Keith has a passion for investment management technology in both public and private markets and has deep domain systems expertise across the end-to-end investment management lifecycle.

Keith holds an M.B.A. from DePaul University Chicago and a B.A. from the University of Illinois at Urbana-Champaign.

Jonny is Director of Finance and Investments at Aviva having previously worked with M&G Prudential and Standard Life in a variety of roles throughout Europe.

Jonny is an experienced senior leader with extensive experience in delivering significant transformations and outsourcing deals. He is a Qualified Chartered Accountant and MBA holder with extensive experience in accounting, investments, unit linked operations, finance operations and in leading successful change.

Outside of work, Jonny is a Board Trustee at The Donaldson Trust which support Neurodiversity and enjoys all sports, including coaching rugby and frequent visits to Anfield.  His kids sports take up a lot of time currently but he still finds time for the occasional round of golf at North Berwick.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

Jonida is a Senior Manager in the Investment Management & Private Equity practice of Deloitte UK, based in Jersey.
She has over 19 years’ experience in financial services focusing on audit and assurance services to private equity and debt funds, and banks.

Jonida is one of Deloitte’s Private Equity specialists, playing a central role in the practice resources on venture capital and growth equity funds, where she leads the sector group identifying the latest trends and developments in the market.

Deloitte profile

LinkedIn profile

Jason Pratt, Managing Director, joined Neuberger Berman in 2016 and is a Senior Portfolio Manager and Head of Insurance Fixed Income. Jason is a member of the Fixed Income Investment Committee and Fixed Income Multi-Sector Group, and is responsible for the oversight of insurance fixed income portfolio management globally. Jason brings extensive insurance portfolio management and capital markets experience, having most recently served as chief investment officer of Montpelier Reinsurance Holdings Ltd., a global insurance and reinsurance platform. In this capacity, Jason had executive management responsibilities for the company’s investment portfolios including market strategy, asset allocation and risk management across jurisdictions including the U.S., Bermuda and Montpelier’s Lloyd’s Syndicate. In addition, Jason was President of Blue Capital Advisors, a wholly owned collateralized reinsurance subsidiary of Montpelier. Jason’s prior experience includes roles ranging from credit analysis, portfolio management and risk management across fixed income markets for insurance portfolios and asset management firms. Jason holds a BS in Economics from the University of Louisville.

Hamish has over 3 decades of experience in the financial software industry, having joined Ortec Finance in May 2022 as their Head of Insurance Business Development, to accelerate the growth of its UK and European businesses. In September 2023 he was appointed to Lead Ortec Finance’s UK company and drive its ambitious growth plans.
Hamish began his career the IT sector and established his commercial experience through a range of sales and business development roles. Before joining Ortec Finance he worked for over 10 years with insurance asset manager Conning, and prior to that leading the EMEA software solutions team of insurance consultant Tillinghast Towers-Perrin (now WTW).

Job has more than 6 years of experience within Ortec Finance as a consultant within the Insurance Strategy team. Job holds a M.Sc. in astronomy and science-based business and has extensive SAA and model knowledge gained during his career as a consultant supporting pension funds, asset managers and insurance companies in the UK, US, Europe and Asia with a diverse range of use cases. Job has specialized knowledge on SAA and risk capital frameworks, which is used to further develop Ortec Finance’s tailored solutions for the insurance market.

George Nijborg is head of EU private placements & insured strategies. In this role, he leads the team responsible for acquisition and growth financing of government guaranteed, insured credit and corporate private placements. Prior to joining the firm, he worked for Goldman Sachs as an executive director in the debt capital markets (DCM) team in London, focusing on the origination and syndication of public, private and structured debt transactions. Before that, he worked as a director in the DCM team of Citigroup, and as an associate in the DCM team of Morgan Stanley in London. George has been in the industry since 2006 and joined the firm in 2020. He holds a Master’s degree in industrial relations from Warwick Business School.

Shaun McWilliam, business development manager, is a member of the UK institutional sales team and is responsible for developing relationships with institutional clients within the Insurance sector. Prior to his current role, Shaun worked for AXA IM where he was a head of sales for UK & Nordic clients. Prior to AXA IM was at abrdn for nine years as a real asset’s specialist. Shaun has been in the industry since 2000 and started with the firm in 2013.

Linda has almost 20 years of experience within Ortec Finance, in different roles and solutions. Linda holds a M.Sc. in applied mathematics and has extensive model knowledge, gathered during her time as a consultant for pension funds and insurance companies, and as business analyst. Since August 2020 Linda leads the Insurance Strategy team which develops and supports tailored solutions and tools for the insurance market.

Amrit Summan brings a wealth of experience in the field, having served as a pension’s actuary, solutions specialist, pensions and investment advisor, and investments professional for over 18 years. She oversees relationships with multiple global clients, including asset managers, insurers, and pension funds.

Prior to joining Ortec Finance, Amrit held key roles at Moody’s Analytics, where she led and developed complex multinational client relationships for scenario generation solutions and Asset Liability Management (ALM). Previously, Ms. Summan served as a Senior Consultant in the Trustee and Corporate Advisory, Investment division at Towers Watson. 
 

Gilles Moëc has been the Chief Economist at AXA Group and Head of Research at AXA IM since June 2019.
He has also overseen investment activities pertaining to research, thought leadership, engagement and
active ownership since September 2020.
Between 1994 and 2006, Gilles held several positions in the French civil service, at the national statistical
institute (INSEE) and at the central bank, notably as head of the International Economics Division of Banque
de France. In 2006, he was appointed Senior European Economist at Bank of America, then, in 2009,
became Chief European Economist at Deutsche Bank. From 2014 to 2019 he was the Chief European
Economist at Bank of America Merrill Lynch.
He graduated from Institut d’Etudes Politiques de Paris in 1991.

Moritz Zander, CFA is Head of Investments at New Reinsurance Company Ltd. Former experience includes Head of Origination, Capital Partners at New Re, VP, Capital Solutions EMEA and Senior Credit Underwriter at Swiss Re, and Economist at MIGA, World Bank Group. He holds a Masters degree in International Policy Studies from Stanford University and a licence degree (Bachelor of Arts) from the University of Geneva.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

Jakob von Kalckreuth is a Managing Director of UBS Asset Management.  He joined CIG in 2005.  Mr. von Kalckreuth is a Portfolio Manager and Head European Trader and a member of the Corporate Credit Forum and the PCO Investment Committee.  Prior to joining CIG, Mr. von Kalckreuth worked at CIBC World Markets, where he was an Analyst in the European Leveraged Finance Group involved in origination and execution.  Mr. von Kalckreuth holds a B.Sc. (honors) from the University of Bath in Economics and International Development.

James joined Mercer in 2010 and has 23 years’ industry experience.  As UK CIO, James is responsible for the leadership and oversight of our investment solutions and investment strategy for the UK market.  Prior to taking on the role, James was Head of Investment Strategy for our UK delegated solution clients and has experience in a broad range of investment areas including portfolio construction, asset allocation, ALM, journey planning and strategy implementation.  He sits on various leadership groups at Mercer, works across multiple client segments and is a member of the Asset Allocation Committee. 
James read Economics at the University of Warwick graduating with a Bachelor of Science degree with Honours in 2001.  He qualified as a Fellow of the Institute of Actuaries (FIA) in 2007. In 2016 James was recognised by Financial News' as one of their "40 Under 40 Rising Stars in Asset Management".

Adam Ruddle is the Chief Investment Officer at LV=. He has responsibility for the investment management, allocation and optimisation of over £14bn of assets under management. His remit includes designing and setting investment strategies, managing group liquidity, the oversight of external asset managers and the structuring of physical and synthetic investment solutions for the company. Adam has been with LV= for nearly 15 years working in a wide range of roles including Asset Liability Management, Financial Reporting and Valuation, Capital Management and With-Profits oversight. He is a Fellow of the Institute and Faculty of Actuaries and holds the Chartered Enterprise Risk Actuary designation.

Corrado Pistarino has more than 25 years' experience in capital market. He is Chief Investment Officer at Foresters Friendly Society.

Previously to his current positions, he was Head of Insurance LDI at Aviva Investors, responsible for over £10bn of insurance funds and £30bn of derivatives exposure. 

His previous employers include Deutsche Bank, Dresden Kleinwort and ABN AMRO Bank. He worked in structuring/trading and client coverage, with a focus on ALM and capital management solutions. 

Corrado has a degree in Physics from Turin University and a Master in Finance from London Business School.

Toni is a Partner in Pantheon’s Global Private Credit Investment and European Investment Teams. He previously worked in the private markets team at Cambridge Associates, where he advised institutional investors on their private market investment programs and conducted research and due diligence on private market funds, managers, and markets. Toni has an MPhil in economics from the University of Oxford and a BEng in engineering with business finance, which was jointly taught at University College London and the London School of Economics and Political Science. He is fluent in Finnish, Spanish and English.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

Manuel Dusina is Head of Infrastructure, responsible for the origination, execution and portfolio management of Phoenix Group debt infrastructure investments in the UK, Europe and USA. Prior to joining Phoenix Group, Manuel was at Scottish Widows in the Loan Investments team in London, where he was a Director, responsible for originating and executing infrastructure transactions. Previously, he worked at Lloyds Bank in London as part of the Infrastructure and Energy team. Manuel also held positions at Standard & Poor’s and the European Investment Bank. Manuel received a Master in Finance and Monetary Policy from the University of Brescia.

Laura Parrott is a senior managing director and Head of Private Fixed Income at Nuveen where she leads Private Placements and oversees Nuveen Green Capital and the Energy Infrastructure Credit investment team.

As Head of Private Fixed Income, Laura is responsible for the growth and commercialization of the Private Placements platform, which has grown to over $60 billion in AUM, and includes corporate credit, infrastructure debt, credit tenant loans, and private ABS. Laura oversees Nuveen Green Capital which was acquired in 2021 and is the leading provider of C-PACE financing in the nation. She also oversees the Energy Infrastructure Credit investment team that was launched in 2022 to further assist companies' efforts to reduce carbon emissions, advance the electrification of industry, and ensure energy supply and reliability. She joined the company in 2005 in the private placement originations and portfolio management group. Prior to joining Nuveen, Laura worked at JPMorgan in various market-related roles in Equities and Corporate Strategy.

Laura graduated with a B.S. in Business Administration from Wake Forest University’s Calloway School of Business and an M.B.A. from Duke University’s Fuqua School of Business.

Andrew Putwain is the Managing Editor of Clear Path Analysis’s two market website Insurance-Investor.com and FundOperator.com. He joined the company in early 2022, and prior to that was an oil market journalist for I.C.I.S, part of Lexis Nexis Risk Solutions Group, focusing on the Middle Eastern/North Africa and CIS regions. Other previous roles include Editor at Reactions, part of Euromoney, and on the editorial team at Axco Insurance Information Services. He has also had positions at NS Media, HennikGroup, The Institute of Civil Engineers Publishing and ESG Investor

Grigory Spivak joined Pacific Life Re four years ago as a head of Investment Strategy & ALM within the newly formed Global Funded Solutions division. This involves a broad range of responsibilities, including ALM, setting investment strategy for pricing new business and overseeing the execution of the transactions.

Prior to this, he headed Investment Risk function in the Legal & General Retirement responsible for 2^nd line oversight of assets backing L&G annuity business. Before that, Grigory was with BlackRock managing their life insurance funds range – the flagship vehicle for BlackRock’s passive funds offering for the UK pensions clients.

Grigory has a Masters in Applied Mathematics and is a Fellow of the Institute of Actuaries.

Daryl is Head of Market & Liquidity Risk at Legal & General for the Retirement Institutional business. He looks after all elements of market risk which includes interest rates, inflation, FX and property risk.

We explore how Daryl entered the actuarial profession, how he transitioned from his first role in pensions to investment consulting, specialising in investment strategy and LDI, moving to the insurance company AXA in both the UK and the US, and ultimately joining L&G back in the UK. Daryl shares his views on the importance of gaining diverse experience and being open to variety, and how the role of an actuary might evolve in the future with the aid of data science and machine learning.

Hikmet Sevdican (1972) has been working at Achmea Mortgages since October 2023 as a Managing Director. Before joining Achmea, Sevdican was Managing Director at Rabo Fund Management and played a key role in founding Vista Hypotheken in 2018. Previously, Sevdican was Managing Partner at Dynamic Credit Partners Europe, a board member of the professional association of investment professionals VBA, and held various fund management roles at APG and Robeco.

Nicholas leads the UK and Irish investment team at Kartesia, investing across the Credit Opportunities, Senior and Impact strategies and sits on Investment Committee. He has over 19 years of experience in leveraged finance. Prior to joining Kartesia in February 2020, he was Director, Structured Finance at Santander Bank where he was responsible for leading transactions and helping to develop the UK franchise. Prior to this, he was Associate Director, Acquisition Finance at Lloyds Banking Group and Senior Analyst at Bank of Scotland where Nicholas started his career. Nicholas holds an MSc (Distinction) in International Banking and Finance and a BSc in Politics and International Relations from University of Southampton.

Arun Kelshiker was the former Head of Asset Allocation and Portfolio Strategy at Standard Chartered Bank and a senior portfolio manager and country Chief Investment Officer with Allianz Global Investors / Allianz Group. He brings close to twenty years of multi-asset & ESG career experience, having managed institutional assets and provided investment advisory with leading international asset managers and banks. In his role as the Head of Asset Allocation and Portfolio Strategy at Standard Chartered Bank, he provided investment advice and best of breed fund solutions for clients. He was part of Standard Chartered’s Global Investment Committee, and the author and responsible for multi-asset and alternatives within Standard Chartered global publications for several years. He also delivered the bank's roboadvisory & digital investment advisory solutions.

Adrian is Head of Group Climate Investment Oversight at Legal & General, partnering with the L&G divisions to oversee the “Invest” pillar of our Group climate and nature strategy. Externally, Adrian is involved in a number of industry initiatives.  He is the Legal & General representative within the Net Zero Asset Owner Alliance (NZAOA) and is also on the SBTi Expert Advisory Group for the Financial Institution Net Zero (FINZ) Standard, having led the work to obtain to SBTi verification on Legal & General’s near-term investment targets.

Adrian has worked at L&G for coming up to twenty years, across a variety of departments and roles, while driving investment climate change initiatives within the Group function for the last six years. He is a qualified Actuary with a BSc in Maths, Statistics, Operational Research and Economics from Warwick University.

Rob Knight is a consulting Managing Director who specialises in operations and regulations. She is also a NED on the Board of East London Business Alliance and special advisor to two California based start-ups. Rob’s unique professional background spans successful leadership roles within large international businesses, leading teams in Asia, Europe, India, UK and USA. She was Head of Global Business Services at Barings (subsidiary of MassMutual), sitting on the firm’s  Operations Leadership Team, Pricing Committee and Client Asset Oversight Working Group. Her global teams supported investment strategies for USD 280B+ of private and public assets. She has a keen interest in automation and data science to create more efficient and scalable workflows. 

Rob served as Chairperson for the UK Investment Association’s Trade & Transaction reporting Committee until 2022, where she contributed to engagement with European and UK regulators. Prior to joining Barings, Rob led the fiduciary management team for Citigroup – Asset Management Unit in London.

In 2007 Rob co-founded the award-winning Barings’ See The Possibilities student programme for university and college students. This program introduces students to the financial services industry, while opening doors to entry level Analyst roles. 

She holds a MBA, the CFA UK: Investment Management Certificate, and is a member of the Chartered Governance Institute

Kimberley Matalon is the co-founder of Sustainable Success, a leadership and coaching firm that partners with C-suite executives and senior leaders to tackle their most critical human-centred challenges. With over 25 years of experience, she has a passion for helping organizations create thriving social contracts with their employees and the wider ecosystem, all while driving corporate sustainability through strong leadership and culture. A global HR and business leader, Kim has worked across diverse industries—including financial services, tech startups, manufacturing, the NHS, and charities—bringing a unique ability to align people strategies with business objectives.

Before launching her own firm in 2020, Kim was the Global Head of Leadership, Learning, Talent & Culture at Barclays Corporate and Investment Banking. Over 15 years, she revolutionized talent functions from top to bottom, overseeing Culture Assessment, Leadership Development, Talent & Succession Planning, Diversity & Inclusion, and more. She left a lasting impact across all major regions and business units, from institutional banking to Barclays Group Technology.

Earlier in her career, Kim honed her strategic expertise as a management consultant for 10 years at Booz Allen Hamilton, advising clients in financial services. Armed with a BSc in Economics from Wharton and an MBA from Stanford, she brought cutting-edge insights to solve complex business problems.

Outside of work, Kim is a dedicated mother of three daughters and a trustee for Inspiring Tomorrow’s Leaders, a UK charity that empowers young Black girls of African and Caribbean descent through education and mentorship.

Anand Rajagopal is the Shareholder Assets & Private Markets Sustainability Lead at the Phoenix Group’s Asset Management division. Anand leads all Sustainability/ESG efforts for Private Markets investments (infrastructure debt, private placements, commercial real estate, ABS/development finance etc.) executed through the firm’s asset manager partners as well as those originated directly. Before Phoenix Group, Anand served as the Head of Public Annuity Asset Origination at Aviva where he led portfolio construction and investment strategy for public assets including the development of the business’s ESG and Franchise risk framework and its integration in the investment process, new asset class launches (EMD, U.S. corp credit/muni) and related asset manager research and oversight. Prior to foraying into insurance asset management, Anand had worked for ~10 years in public- and private-credit investment and portfolio management/monitoring mandates at BlackRock (London) and Goldman Sachs (New York) covering asset classes such as Sovereigns/SSAs, RMBS, CMBS, Auto/Whole Loan ABS, EMD, Corporate Bonds, Energy/Infra-Project Finance, CRE loans and Shipping/Aviation debt.

I serve as Head of Sustainability and Human Rights Officer for Generali Deutschland AG, one of the largest insurers and asset managers in Germany. Prior to this, I was Head of Communications for the Generali Group´s unit dedicated to art collectors, ghostwriter and communications advisor to the Generali Group CEO and Chairman, and Head of External Communications for Generali Investments and Generali Real Estate. 
I graduated in Management from Bocconi University in Milan and earned a Postgraduate Certificate in Sustainable Business from Cambridge University